Reciprocated five times a week, every morning, working individuals wake up with a plan to arrive and perform the necessary tasks at hand to earn a rewarding paycheck at the end of the week. Thus, our compensation derives the length and breadth of our spending, at least logically speaking. From a minimal background in personal finance, I encountered an index card that was informative, simple, and easy to remember. Dr. Harold Pollack of The University of Chicago created this index card and has served as my basis for approaching my finances. In this entry, I share how I applied and minorly adjusted the instruction on Dr. Pollack’s index card to fit my needs.